The new vehicle insurance law means that the registered keeper of a vehicle must keep it insured unless they've made a Statutory Off Road Notification (SORN). If you're not insured and haven't made a SORN, you could face a penalty. Find out what the change in the law means for you.
The new vehicle insurance law - don't be caught out
Stay insured - stay legal
Watch a video on the new rules on being insured and penalties you could face
If you're the registered keeper of a vehicle, it must be insured at all times.
The exceptions are:
- if you have made a SORN for the vehicle
- if your vehicle has been kept off-road since before SORN came into force on 31 January 1998 – unless it was brought back into use
- if your vehicle is recorded as stolen, passed or sold to the motor trade or between registered keepers
- if your vehicle is recorded scrapped or permanently exported by the Driver and Vehicle Licensing (DVLA)
What will happen if your vehicle doesn't have insurance
From the end of June 2011 Insurance Advisory Letters
If a vehicle does not have insurance, the registered keeper could:
- receive a fixed penalty of £100
- have their vehicle wheel-clamped, impounded, or destroyed
- face a court prosecution, with a possible maximum fine of £1000
Payment of a penalty does not replace the need for motor insurance.
How to avoid a penalty
insure your vehicle immediately
- make a SORN, if the vehicle is not used on the road
- notify DVLA if you are no longer the registered keeper
Failure to take one of these actions will result in a £100 penalty
IMPORTANT TO ALL BUYERS
Please beware of fradulent and scammers on the internet
Release Date: 01/02/2011
The DVLA is today warning the public of an e-mail scam that asks drivers to verify their driving licence details via an online link.
The e-mail, which wrongly claims to have been sent from the DVLA, appears to be an attempt to trick drivers into providing personal details.
DVLA's Corporate Affairs Director, David Evans said:
"We are aware that some members of the public have received these e-mails and can confirm that they do not come from the DVLA.
"We would strongly urge anyone in receipt of this or a similar e-mail to treat it with extreme caution and not to follow the instructions given."
-ends-
Notes to Editors:
1. DVLA have not sent out an e-mail asking customers to update or verify their details.
2. The e-mail states that customers should input details to the address http://www.dft.gov.uk/dvla/dft-verification?driversId=165&view=re3068 but clicking on the link will direct the person to http://topindiangamer.com/dvla
3. The full scam e-mail is shown below:
SCAM EMAIL
From: DVLA
Subject: Update Your License Details
We are currrently upgrading our database and all drivers are required to update and verify
there driver's license details.To complete your license verification with us,
you are required to fill out the form in the link below.
http://www.dft.gov.uk/dvla/dft-verification?driversId=165&view=re3068
Drivers that refuses to upgrade his or her details within two weeks of receiving this verification
email will lose his or her driver's License and will have to take a fresh driving test.